Premium went up? Lost coverage? Doctor stopped taking your plan? A licensed California advisor compares every option you actually have — in one conversation, at no cost to you.
Or call (800) 939-3330 — a real licensed advisor, not a call center.
Watch: Brandon Sears, Covered California Certified Insurance Agent, explains your options (1 min 15 sec)
No obligation, no cost, no pressure.
Most people only ever see marketplace plans. But there are private medical plans built the way employer coverage is built — ERISA-qualified group plans with strong PPO networks, the same design companies use for their employees.
Qualification depends on your situation. One quick call — or the form below — and a licensed advisor will tell you if you qualify.
ERISA-qualified group coverage some individuals and families can buy into. Large PPO networks, employer-style plan design, enrollment often available year-round.
Marketplace plans with financial assistance if you qualify. Sometimes the right answer — and we’ll tell you when it is. We help you enroll either way.
Want your quote comparison this minute?
Instant online quoting — or let a licensed advisor build it for you below.
Insure Health — independent licensed California brokerage · CA License #0K90560 · Advisors paid by carriers, never by you · Phone or video appointments
Tell us where to send it. A licensed advisor will check what you qualify for — including employer-level group plans — and call you with the comparison. No obligation.
By submitting, you consent to be contacted by Insure Health and its insurance partners by phone, text, or email at the contact information provided, including by automated means, even if on a Do-Not-Call list. Consent is not a condition of purchase. Msg & data rates may apply; reply STOP to opt out, HELP for help.
Prefer to talk now? Call (800) 939-3330
What does “ERISA-qualified” mean? It’s the federal framework employer group plans are built under. Some private plans use the same structure — which is why they can look and feel like the coverage you had through a job.
Do I qualify? It depends on factors like your household, work situation, and health profile. That’s exactly what the free call determines — usually in one conversation.
Is this cheaper than Covered California? Sometimes yes, sometimes no — it depends on your subsidy eligibility and situation. We show you both numbers side by side so you decide with real information.
What does your service cost? Nothing. Advisors are paid by the insurance carriers; your premium is the same either way.
Insure Health — Compare Healthcare Insurance & Medicare Plans (Gemspire Insurance) is an independent licensed insurance brokerage. California Insurance License #0K90560. Not affiliated with, connected with, or endorsed by Covered California, the U.S. government, or the federal Medicare program. Plan availability, networks, premiums, eligibility, and financial assistance vary by individual and are not guaranteed. ERISA-qualified group plan enrollment subject to eligibility requirements.