▶Watch: Private PPO vs. ACA Marketplace — which is right for you? (50 sec)
Looking for private health insurance in Venice or Marina del Rey? Freelancers, startup employees, and anyone between jobs here often have more options than the Covered California site shows. We compare private medical plans, off-exchange PPOs, and COBRA alternatives at your ZIP code — from our office just up the coast in Santa Monica.
Venice & Marina del Rey is in Los Angeles County, so for 2026 individual and family plans here come from Blue Shield of California, Health Net, Anthem Blue Cross, Kaiser Permanente, L.A. Care, and Molina.
The neighborhood’s own hospital, part of the Cedars-Sinai system.
A few minutes north for hospital and specialty care.
Santa Monica hospital and cancer institute close by.
Kaiser’s West L.A. Medical Center serves members here. Kaiser is only sold as its own HMO.
Whether these systems are in your network depends on the plan you choose, and it changes year to year. Before you enroll, we check your doctors and preferred hospitals against each plan’s current network.
Your exact premium depends on your age, ZIP code, and household size — which is why we quote every carrier, on- and off-exchange, before recommending anything.
Silicon Beach turnover is real. When you lose job-based coverage, COBRA lets you keep the same plan — but you usually pay the full premium plus an admin fee. Losing employer coverage is also a qualifying life event, which opens a 60-day window for ACA plans, and employer-level private PPO options are open year-round for those who qualify. We’ll compare COBRA side by side with private plans before you decide.
Traditional on- and off-exchange plans are not the only route. Many Venice and Marina del Rey residents — especially the self-employed, independent contractors, and small-business owners — also qualify for true employer-level group coverage regulated under federal ERISA and Department of Labor rules. Qualifying as a bona fide employee takes only a few basic requirements — full-time work is not always required for some plan options — and pre-existing conditions are covered, just as with any employer group plan. These private PPO medical plans use nationwide networks like Cigna, Multiplan/PHCS, Aetna, First Choice Health, and in some states Blue Cross with national Blue Card, and enrollment is open year-round. Availability is subject to eligibility. Call us to see if you qualify.
It comes down to your subsidy. Covered California adds a surcharge to Silver plans sold on the exchange, so if you get little or no premium tax credit, the same (or a better) plan bought privately is often cheaper. If you qualify for meaningful savings, the marketplace usually wins. If you’re weighing COBRA, compare it here too — it’s often the most expensive choice. A quick side-by-side comparison settles it, and our help is free either way.
Some plans include Cedars-Sinai and others don’t, and it changes yearly. We check Cedars-Sinai and your doctors against each plan before you enroll.
It depends on your health, your doctors, and the price. COBRA keeps your exact plan but usually costs the full premium plus a fee. Losing job coverage also opens a 60-day special enrollment window for ACA plans. We compare all of it for free.
Yes. Beyond on- and off-exchange plans, we offer exclusive employer-group (ERISA) private PPO options with nationwide networks like Cigna, Multiplan/PHCS, Aetna, and First Choice Health. Enrollment is open year-round, subject to eligibility.
For 2026, a 40-year-old in L.A. County’s Region 16 typically pays about $415 to $950 per month for a Silver plan before subsidies. Your price depends on age, ZIP code, and household size.
No. Premiums are identical with or without an agent — carriers pay us, not you.
We help individuals, families, and the self-employed across Santa Monica and the Westside compare private medical plans with Covered California. See the local guide for your area:
Compare Every Private & Covered California Plan at Your Venice & Marina del Rey ZIP Code
Free comparison from a licensed California advisor — ACA, off-exchange, and employer-level coverage buy-in options.
Call (800) 939-3330 Get My Plan Options
Plus exclusive, proprietary private healthcare PPO options generally not published online — click Get My Plan Options or call us for details.
Rates shown are 2026 sample premiums from Covered California's published county data and vary by age, ZIP code, and household size. Westside cities are in L.A. County’s Region 16 pricing area. Employer-level group plan availability subject to eligibility requirements. Hospital and doctor participation varies by plan and changes yearly; we verify networks before you enroll.
